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AST Asian Journal of Applied Science and Technology (AJAST) EXCELLENCE THROUGH RESEARCH Volume 6, Issue 2, Pages 36-48, April-June 2022
Le Quang Hieu'” & Nguyen Thi Loan?
'? Hong Duc University, No. 565 Quang Trung, Dong Ve, Thanh Hoa, Vietnam. = Corresponding author: lequanghieu@ hdu.edu.vn* aaa Crossref
DOI: http://doi.org/10.38177/ajast.2022.6206
Copyright: © 2022 Le Quang Hieu & Nguyen Thi Loan. This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.
ABSTRACT
1. Introduction
Along with the development of technology and the internet and the impact of the Covid-19 pandemic, online shopping has quickly become a popular and trusted shopping channel for customers around the world. According to statistics in the three years of 2019-2021 in Vietnam, the percentage of internet users participating in online shopping has increased by 11%, 20% and 53% per year with the retail e-commerce market size reaching 13 billion USD in 2021. and is expected to reach 52 billion USD in 2025, among the 3 countries with the highest growth rate of online retail market share in Southeast Asia (Ministry of Industry and Trade, 2021). With about 49.3 million participants For online shopping, Vietnam is the country with the highest percentage of people shopping for e-commerce in Southeast Asia and an attractive market for investors in the future. The increase in the number of online shopping participants, the one-time purchase value increasing from 229 to 240 USD are the factors contributing to the increase in the proportion of B2C e-commerce retail revenue reaching 5.5% compared to the total retail sales. goods and service revenue nationwide (E-commerce Department, 2021). The audience participating in online shopping the most are Generations Y and Z with selected typical items such as food, clothing, cosmetics and home appliances (PwC Vietnam, 2020), in which, group Customers who account for a large proportion and tend to lead current and future online consumption behavior are Generation Z. Generation Z (Gen Z) is a term used to refer to citizens born in this period. 1995-2012, Gen Z was exposed to technology devices very early, grew up with the strong development of social networks, electronic and digital world, so they are called
"sensitive tech generation".
In Vietnam, Gen Z accounts for 21% of the country's population and is becoming the leading target customer segment of businesses, they deeply influence the trends and user behavior of the time. present as well as in the future. Therefore, retailers and researchers are trying to understand and analyze the needs and shopping behavior of Gen Z to take measures to approach and conquer this group of potential customers in online shopping. (Rajagopal, 2011) said that
research on online shopping behavior in general and online shopping of Generation Z has been of great interest to
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international researchers since very early, in which initial judgments about influencing factors on online buying
behavior, including the level, gender of the customer, the seller's internet and the variety of goods, in other words personal characteristics and physical conditions are two main groups of factors affecting Online shopping intentions and decisions of Gen Z. Bagga & Bhatt, (2013) indicate that consumers are tending to switch from crowded stores to sitting at home, surfing the web and shopping without jostling, so convenience and time saving are evaluated as two factors affecting online shopping behavior of customers. Agree with (Rajagopal, 2011), Chandra & Sinha (2013) based on the TBP model that demographic factors, desire, online buying attitude, subjective norm and perceived behavioral factors are the factors. impact on online shopping. Similar to the research of Pham Quoc Trung & Nguyen Ngoc Hai Ha, (2017) affirms that demographic factors, desires, online buying attitudes, subjective standards and perceived behavioral factors are factors. impact on online shopping. Our research aims to explore the factors that influence youth in general and Gen Z to purchase products and services from online retailers, (Brown et al., 2007) (Vu Thi Hanh). et al., 2022) for all six factors are (i) relevance; (ii) Diversity; (iii) Sense of time; (iv) Convenience; (v) Promotion and (vi) Comparison both have a positive impact on young people's online shopping. Jaiswal & Singh, (2020) identifies variety, low price, trust, promotion, timing, comparison, attitude, convenience, perceived ease of use, and customer service as factors important
influence on the online shopping behavior of young people.
In other studies by Nguyen Thi Bao Chau & Le Nguyen Xuan Dao, (2014), Nguyen Hoang Diem Huong et al (2016), Ha Ngoc Thang & Nguyen Thanh Do (2016) Bui Thanh Trang & Ho Xuan Tien, ( 2020) and Vu Thi Hanh et al (2022) on online shopping behavior of urban people and young people also have interference in the results, most notably factors such as convenience, Product diversity, shopping confidence, shopping risk, and subjective standards have the strongest
impact on online shopping behavior.
Thus, there are diverse approaches and differences in determining factors affecting online shopping behavior of young people in general and Gen Z in particular. On the basis of an overview analysis of the literature and the characteristics of Generation Z, the study focuses on analyzing (1) the group of factors belonging to online shopping service providers such as the variety of goods, the convenience of the customers. and responsiveness of the sales website/fanpage; (2) the group of factors that belong to Gen Z's perceived behavior include perceived service reliability, shopping confidence and purchase risk. To achieve the goal, an online survey was built and applied on a national scale by means of a convenient non-random sampling method. Statistical software SPSS 25.0 is applied for factor analysis, reliability testing, linear regression analysis and determining the level of impact
of each factor on shopping online shopping behavior of Gen Z. 2. Theoretical basis of factors affecting online shopping behavior of Generation Z 2.1. Gen Z's online shopping behavior (OBB)
Gen Z's online shopping behavior is understood as all behavioral manifestations from forming purchase intention, choosing to buy and making a purchase decision, from choosing to analyzing items, conditions and purchasing methods. Customers will gradually form trust and purchase decisions. Each group of customers will have different buying behavior, for Generation Z, who are very tech-savvy, they will seek to survey the supplier's sales activities
through reading customer comments, visiting the company's website, etc. company before buying or seek expert
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opinion online before purchasing a valuable product. Besides, the use of reference groups is also applied by Gen Z
such as asking family and friends for advice before buying (Nguyen Thi Bao Chau and Le Nguyen Xuan Dao, 2014; Jadhav and Khanna, 2016).
After feeling confident and satisfied about the quality of products and services, Gen Z often tends to continue buying online and recommending to friends and relatives to use the buying channel, this is a strong factor leading
to the decision to buy goods online. 2.2. Convenience (OC)
Convenience is understood when Gen Z does not need to travel or waste time to go out to search and shop for goods. Instead, they just need to sit anywhere there is an internet signal with a few simple steps to be able to shop as much as they want. Besides, online shopping has more payment methods such as cash, transfer, payment via
e-wallet, reward points.,.. that creates attraction in Gen Z's consumption experience.
Therefore, the research results of Vijay & Balaji (2009), Jadhav & Khanna (2016), Nguyen Thi Bao Chau & Le Nguyen Xuan Dao (2014), Dao Manh Long (2018), Rishi (2020) all suggest that the Convenience is a strong
influence on the online shopping behavior of the young generation, including Gen Z. 2.3. Diversity of goods (GD)
Diversity of goods is understood as most of the items that can be purchased online as in the traditional way of shopping, even easier access to a variety of goods, not limited by geographical scope. The diversity of goods is also understood as the quantity and type of products that can be accessed on an online purchase. It is clear that according to this approach criterion, the online market will be more attractive than the traditional market, especially in the current period when the disease outbreak, travel restrictions and travel costs between regions are increasing day by day. The more expensive it becomes due to the increase in gasoline prices and the narrowing of shopping time, the
more convenient and diversified access to goods on the online channel will be.
Therefore, in the study of Sultan & Henrichs (2000), Vijay & Balaji (2009), Jadhav & Khanna (2016), Nguyen Thi Bao Chau & Le Nguyen Xuan Dao (2014) all studied the impact of diversity on online shopping behavior.
2.4. Responsiveness of Shopping Platforms (OF)
Responsiveness of a shopping platform is understood as the ability to provide services at the same time to many buyers of a website or Fanpage. Responsiveness is mentioned by Santos (2003) as speed of order processing, ease of purchase; Nguyen Thi Bao Chau & Le Nguyen Xuan Dao (2014) consider responsiveness to be the comfort and ease of shopping, giving customers an "easy" experience when searching, comparing and choosing goods. online shopping; Rishi (2020) again evaluates from the perspective of convenient accessibility of the shopping website, especially the suggestion of similar products and bundled items that give Gen Z an enjoyable and convenient
experience.
Regardless of the approach, the responsiveness of the shopping platform also strongly influences Gen Z's decision
to visit and shop, because if the website is responsive, it gives customers a space and experience. Good shopping
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AST Asian Journal of Applied Science and Technology (AJAST) EXCELLENCE THROUGH RESEARCH Volume 6, Issue 2, Pages 36-48, April-June 2022 and customer care will be prioritized by Generation Z to choose what to wear, the price may be slightly higher than
other stores (Vu Thi Hanh et al., 2022).
2.5. Perceived Trustworthiness (OT)
Perceived reliability means the peace of mind and trust of customers when choosing to shop online, they feel that this is a trustworthy address, not afraid of being scammed or selling the wrong goods with advertising. According to research by Deloite (2021) Vietnamese consumers in general and Generation Z in particular are increasingly trusting this modern form of shopping, the higher the trust, the higher the frequency of the world's online shopping choices. system Z (Jadhav & Khanna, 2016).
In addition, service providers are also making efforts to provide customers with the most suitable services with the most convenient sales and return support policies for customers to trust and be more satisfied. Promotions and advertisements are also more "real" so that customers are not "hallucinated" when buying online, the trust of Gen Z in online shopping is also tested by reviewing the positive feedback of customers. those who have purchased before or have acquaintances in the seller's customer list Jadhav & Khanna, 2016; Nguyen Thi Bao Chau & Le Nguyen Xuan Dao, 2014).
2.6. Online shopping (OB) trust
When online shopping has a positive impact on consumers, they will have confidence in online shopping, sellers, and online payment (Nguyen Thi Bao Chau and Le Nguyen Xuan Dao, 2014). Then they will continue to buy
online and also introduce and guide friends and relatives to use this form of purchase.
Besides, when the role of an online shopping channel is recognized and developed, it will attract the attention of consumer rights protection agencies and the community, thereby creating confidence for the young generation
when shopping. . 2.7. Purchasing and financial risk (OR)
In addition to the convenience and variety of goods, online shopping also has many potential risks in the process of accessing, choosing to buy, paying and shipping. One of the first risks to mention is that the actual purchased goods are not the same as the pictures shown on the website or are lost during transportation (Bui Thanh Trang & Ho Xuan Tien, 2020; Dao Manh Long, 2018) ; Ha Ngoc Thang & Nguyen Thanh Do, 2016) or the next risk is financial when it is possible to leak information, personal account or risk losing money when exchanging goods (Hoang Diem Huong et al. al., 2016). These are factors that cause anxiety and hinder the online buying process of Gen Z customers, so they need to be eliminated and filled with services that create trust for customers (Ha Ngoc Thang &
Nguyen Thanh Do) , 2016).
In which Convenience (OC), Diversity of goods (GD), Responsiveness of shopping platforms (OF), Perception of trust (OT), Online shopping trust (OB), Purchase and financial risk (OR) are independent variables while Online shopping behavior (OBB) is the dependent variable in this study.
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3. Research models and methods
3.1. Research model and hypothesis
From the analysis on the research model built as follows:
Convenience (OC)
Diversity of goods (GD)
Responsiveness of shopping platforms (OF)
GEN Z ONLINE BUYING BEHAVIOR
Perception of trust (OT)
Online shopping trust (OB)
Purchase and financial risk (OR)
Fig.1. Gen Z's online shopping behavior model Research hypothesis
-H1, H2, H3, H4, H5 respectively: Convenience (OC), Diversity of goods (GD), Responsiveness of shopping platforms (OF), Perception of trust (OT) ), Online shopping trust (OB) has a positive impact on the online shopping behavior of Gen Z.
-H6: Perceived purchase and financial risk (OR) has a negative impact on Gen Z's online shopping behavior. 3.2. Research scale
From the results of the review of documents on OBB through the Desk research method to synthesize and collect data, which are research publications in the form of articles, book chapters in the field of research. Researching from the data system of Web of science, Elsevier, Scopus, ProQuest, SpringerLink, Researchgate, Google scholar have published major studies from 2010 to present, some original theoretical studies have time. From the publication since 2001, the author has formed a research framework and research model. On the basis of inheriting the scale of Uzun & Poturak, (2014), Sinha (2010), Jadhav & Khanna (2016), Vu Thi Hanh et al (2022), Bui Thanh Trang & Ho Xuan Tien (2020), Dao Manh Long (2018), Ha Ngoc Thang & Nguyen Thanh Do (2016) and Hoang Diem Huong et al., (2016) the authors develop additional scales suitable for Generation Z such as “A website with
a recognition system. purchases and reviews and comments from previous buyers”, “The website has a virtual
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assistant and digital technology ready to answer many of my questions about the product’, “The website regularly
suggests to me about similar products", "feels confident in the role of a consumer protection agency in the field of e-commerce”, "may overspend if I shop online". From there, the author builds a list of 37 observed variables, in which there are 32 independent observed variables and 5 dependent observed variables. The 5-point Likert scale (from 1 to 5) applied in the research includes 1. Strongly disagree, 2. Disagree; 3. Neutrality; 4. Agree; 5. Strongly
agree. 3.3. Research sample
This study uses exploratory factor analysis (EFA) and multivariate regression, so it requires at least 05 -10 observations for 1 variable (Hair, Black, Babin, & Vaserson, 2019). From there determine the minimum suitable sample size is from 37x 10=370 observations. The study uses cross-sectional data based on the survey of Generation Z in localities in Vietnam. The survey was conducted online through a Google form from January 2022 to March 2022 through a convenient non-random sampling method applied, the survey link was publicly shared on social networks. Zalo, Facebook and direct email to Gen Z groups of Vietnam. To ensure the reliability of the research, the survey will stop when the sample level is reached as expected. After 2 months of survey, 374 votes are eligible
to perform the analysis. 4. Research results 4.1. Descriptive statistics of the research sample
The survey results show that the percentage of women shopping online is higher than that of men, the age group from 18-24 accounts for the highest rate with 58% mainly high school students and students, from 16-18 years old and the target audience is college students. middle school and high school students. This makes perfect sense because students are very active and like to discover new things from a very early age, so they actively look for jobs and do part-time jobs, which are subsidized by their families, so they earn a lot.. The proportion of people with income accounts for 80% of which incomes over 2 million accounted for 50%, this is consistent between survey
subjects, interviewees and the demographic reality of Gen Z.
Table 1. Descriptive results of the study sample
Content Quantity | Ratio Content Quantity | Ratio Sex 374 100% Job 374 100% Male 154 41.7% Elementary pupils 3 0.8% Female 220 58.3% Secondary school students | 5 1.3% Dia phuong 374 100% High school students 89 23.8% Mién Bac 182 49% Undergraduates 173 46.3% Mién Trung 106 28% Free workers 91 24.4% Mién Nam 86 23% Officers 21 5.6%
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Asian Journal of Applied Science and Technology (AJAST) Volume 6, Issue 2, Pages 36-48, April-June 2022
Age 374 100% Income 374 100% 10-12 age 5 1.3% No income 75 20% 12-15 age 6 1.6% <2m VND 110 29% 16-18 age 85 22.7% 2-4 m VND fal 19% 18-24 age 217 58% 4-6 m VND 65 17.4% 24-27 age 61 16.3% >6m VND 53 14.2% 24-27 age 61 16.3%
(Source: Compiled from research survey results)
The frequency and quantity of products purchased online by Gen Z are also quite typical with the frequency of
purchase, selected items, payment methods, time of purchase and value of each purchase.
13, Anh chi thuGng mua cc loai hang hod no online. (anhichi cd thé iva chon nhiéu hdn 1 dap an) 374 cut
Séchvb dinghy I 1123.7)
2 cen i TT 131 (35%)
Phy kin ti rn A 183 48,0)
Thi trang (iy dép, quan o) rr 264 (706%) Mp 175 (46,8) Thyc pham, Hang tidu ding thi. I 09 (25,534) Thudc men E30 (8%) Ma hinh|1 (03%)
Nhu céu ban than} (03%)
Chat xém-1 (03%)
12. Anh chi hay mua hang online vao thdi diém nao trong ngay. (anhichi c6 thé lva chon nhiéu hon 1 dap an) 373 cau tra loi
TW gi cd 7.9030 sng (4. 39 105) Tir 7gid 30 dén 11 gi 30 A ~70 (18 8%) Tu 11 git 30 dén 13 gic 30 107 (28.7%) Ti 13 git 30 dén 17 git 30-97 (26%) TW 17 git 30 én 20 ocr 30 105 (28.2%) Tu 20 gio 30 cn 22 gic 30 169 (453%) Ti 22 gid 30 dn 1 gid 30 06 (25,74)
Tw! gi 30 60-20) 50
9, Khi chon mua hang online anh chi thudng mua qua nhing Kénh/don vi nao? (anhichi co thé lya chon niéu han 1 dap én) 374 cu ta i
Man ach ._ cr 1208, Mua trén Zalo cla ngu’ bén 57 (15,2) Mua trén website dign ti Lazad is 107 (28 6%) Mua én website cign ti Shop... i 209 79,0% Tiy chon 5Mua trén website di... 44 (118%) Mua tn website dign tr Alibaba -24 (64%) Mua trén website dign tir Amazon ll -25 6,7%) Mua tén TV home shopping 19 (5,1)
Muatrén cic website ig cla. A 60 (16%)
100
14, Gia tri moi én mua sém online la bao nhiéu? (anhichic6 thé Iva chon nhiéu han 1 dap én) Thc a i
Dadi 100 nahin dng 1575 111050 nin ng 270%) Tuning I 105 2.3 ru1-3tiu ing 672
Tw3stigudig 24
Tién5tigu dig es
Fig.2. Description of Gen Z's online buying behavior
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4.2. Reliability test results Cronbach's Alpha
The results of the Cronbach's Alpha reliability test show that all observed variables are reliable except for the variable OC3 with Cronbach's Alpha coefficient > 0.6 and the total correlation coefficient (Corrected Item - Total Correlation) > 0.3. Except for the observed variable OC3 whose coefficient of Cronbach's Alpha is larger than the correlation of the total variable, it is excluded. The second reliability analysis showed that 100% of the remaining
observed variables were suitable.
Table 2. Cronbach's Alpha reliability test results
Coding Research variables ics cere variables Cronbach’s Alpha OC Convenience 5 0.896 GD Diversity of goods 4 0.889 OF Shopping platform responsiveness 5 0.885 OT Feelings of trust 5 0.869 OB Online shopping trust 2) 0.852 OR Feel the risk of buying 6 0.898 OBB Online shopping behavior of Gen Z 5 0.781
(Source: Analysis of research survey results)
This means that the scale is suitable for the variables being considered and accepted in the model and is eligible for
EFA analysis. 4.3. Exploratory factor analysis EFA The results of KMO and Bartlett's Test for the independent variables are as follows
Table 3. Results of KMO and Bartlett's Test
KMO and Bartlett's Test Kaiser-Meyer-Olkin Measure of Sampling Adequacy. 875 Approx. Chi-Square 9932.425 Bartlett's Test of Sphericity df 435 Sig. .000
(Source: Analysis of research survey results)
The KMO test results show that the KMO coefficient is 0.875 > 0.5, helping us to conclude that the factor analysis
is completely consistent with the research data. At the same time, the Bartlett test result is 9932,425 with the
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significance level Sig = 0.000 < 0.005, showing that the observed variables are correlated with each other in the population. Eigenvalue = 1,180 > 1 at factor 6, from factor 7 onwards, Eigenvalue = 0.961 < 1 means that the model has 6 groups of factors affecting Gen Z online shopping behavior. This result is in full agreement with the number
of independent variables in the theoretical model drawn above. Table 4. The results of EFA exploratory factor analysis are as follows:
Rotated Component Matrix’
Component
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AST Asian Journal of Applied Science and Technology (AJAST) EXCELLENCE THROUGH RESEARCH Volume 6, Issue 2, Pages 36-48, April-June 2022
xtraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.
a. Rotation converged in 7 iterations.
4.4, Regression model and hypothesis testing
Based on the results of exploratory factor analysis, the model is determined to include 6 independent variables and 1 dependent variable. The F-test in the ANOVA analysis of variance was used to determine the fit of the overall
model, and the t-test was used to test the significance of the coefficients of the independent variables in the model.
Table 5. Results of multiple linear regression analysis
ANOVA
Sum of Model df Mean Square |F Sig. Squares
Regression [115.427 |6 19.238 639.180 | .000° Residual 10.173 338 .030 Total 125.600 | 344
a. Dependent Variable: OBB, b. Predictors: (Constant), OR, OB, GD, OF, OT, OC
The regression model has the following form:
Table 6. Coefficients of regression model
Model Unstandardized | Standardized t Sig Collinearity Statistics Coefficients Coefficients
Pe [stem : 107 .000
OC : : ; .000 GD . ; : .000 OF : : : .000 OT : : ; .000 OB : : : .000 OR : : .000
(Constant)
a. Dependent Variable: OBB
(Source: Analysis of research survey results)
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AST Asian Journal of Applied Science and Technology (AJAST) ee Volume 6, Issue 2, Pages 36-48, April-June 2022
All variables have Sig < 0.05, meeting the research model. VIF coefficient < 2, so there is no multicollinearity
phenomenon. Regression model of factors affecting online shopping behavior of Generation Z has the following
form: OBB = 0.2350F + 0.213 OB + 0.205 OC + 0.185 OT + 0.135 GD + (-0.130) OR. 4.5. Discussing Research Results
All hypotheses in the research model are accepted with the coefficient Sig<0.5, in which there are 5 independent variables that have a positive impact and 1 variable that has a negative effect (obstructing shopping behavior) which is the level of However, the level of impact is not strong, so Gen Z almost ignores this perception to
continue buying online.
Research results show that the responsiveness factor of shopping platforms has the strongest impact on Gen Z's online shopping behavior, which is consistent with Gen Z's love of technology discovery as well as similarity. with the research results of Santos (2003), Rishi (2012) and Nguyen Hoang Diem Huong et al (2018). Factors such as shopping trust, perceived trust in shopping and convenience are factors that have a strong influence on buying behavior, which is similar to the study of Vijay & Balaji (2009), Jadhav & Khanna (2016), Vu Thi Hanh et al (2016), Nguyen Thi Bao Chau & Le Nguyen Xuan Dao (2014).
Particularly, the perceived risk factor has the opposite effect, consistent with the proposed research hypothesis as well as the comments in the study of Ha Ngoc Thang & Nguyen Thanh Do (2016). In addition, the study also found that there is a very strong impact between website quality, customer feedback and care, product comparison and recommendation system, and assurance of trust in shipping entrustment. strongly influence the online
shopping behavior of Gen Z. 5. Proposed Solutions
From the research results, the author has some recommendations for businesses and state management agencies as
follows:
For businesses: it is necessary to focus on improving the trust and quality of customer experience by website quality, timely feedback and product quality that must be similar to the selling price and advertising image; Choosing a partner to supply goods as well as transport must be reliable and fast to ensure customer satisfaction in shopping; The website should have an account login mode and multi-layer security if customers use linked accounts on the website. These are the things that will make the Gen Z experience more convenient, thereby
creating trust in online shopping.
For state management agencies: For safe online shopping and effective online business, by 2025, online shopping revenue will account for 10% of total sales of goods. It is necessary to have the following synchronous solutions: propaganda to raise awareness of business safety-sustainable online shopping to equip sellers and buyers with knowledge and online business culture; There are sanctions to protect the interests of online consumers as well as strictly punish fraudulent acts thereby creating trust in consumers; Promote the development of information technology infrastructure such as the internet, data management system to make it easier for people and businesses
to buy and sell activities.
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AST Asian Journal of Applied Science and Technology (AJAST) EXCELLENCE THROUGH RESEARCH Volume 6, Issue 2, Pages 36-48, April-June 2022 6. Conclusion
Online shopping is increasingly exciting and brings advantages, efficiency and maximizes the user experience, thus receiving the attention of both sellers, buyers and state management units. Therefore, in the past time, the development rate of online shopping has continuously grown to 50%/year in 2021 and is expected to explode in 2022. The shopping force most interested in are Generations Y and Z. , in which Gen Z is considered to have the potential to develop and orient online consumption needs. An internship study in building a theoretical framework and analyzing the influence of factors on online shopping behavior of Generation Z in Vietnam in the period of
2019-2022, focusing on survey data from January 2022 to January 2022. March 2022.
The results show that there are 6 factors affecting the online shopping behavior of Gen Z, in which the responsiveness of the shopping platform has the strongest impact, followed by Shopping trust and perception. Trust in shopping and convenience are factors that have a strong and positive impact on Gen Z's consumption behavior, respectively, but the perceived risk factor has a positive but not too strong impact, so basically, the level of
hindrance to Gen Z's buying behavior has not been concluded.
From the research results, the author proposes 2 groups of solutions for online business enterprises and state management agencies to further improve purchasing activities. From there, create trust and a sense of security for
customers.
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